Old Mutual Personal Loan

Life often happens without warning and when you’re least prepared for it. But with a personal loan from Old Mutual, you can pay for an emergency expense, seize that once-in-a-lifetime opportunity, or turn a house into a home.

Why get a loan from Old Mutual

We make borrowing affordable and easy to understand.

You’ve got options

Old Mutual offers loans up to R250 000 with repayment terms of 3 to 72 months.

It’s affordable

All loan applications are subject to an assessment to determine your affordability. Our aim is to only grant loans on terms that you can afford.

The are transparent

We show you how your loan works and explain how loan term affects the cost of a loan.

How can I apply for a personal loan?

You can apply for a personal loan online, in a branch, or over the phone by calling us on 0860 000 866.

What do I need to apply for a personal loan?

Besides being at least 18 years old and a South African citizen, you will need the following to apply.

ID document
3 months bank statements not older than seven days
Latest payslip

When to consolidate your debt with a loan

If you have a few loans or credit accounts to pay off, you can make repayment easier by bundling all your debt into a single debt consolidation loan. This reduces your admin fees to one and allows you to restructure your debt.

Simplify repayment with a single monthly debit order
Reduce your admin fees to one
Restructure your debt

Know your credit score

Having access to your credit score allows you to keep a finger on the pulse of your credit health. With CreditView, you can check your score anytime for free. Sign up today, and you’ll see exactly where you stand and what you can do to improve your credit score.